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Owem API

What is Owem?

Owem is a payments platform that provides complete PIX infrastructure in Brazil. Our API allows you to:
  • Receive payments via dynamic QR Code (PIX IN)
  • Send payments to any PIX key (PIX OUT)
  • Track transactions in real-time via Ledger
  • Receive notifications automatically via Webhooks
  • Manage disputes (MEDs) easily

Main Flows

Authentication

All requests to the Owem API use Basic Auth:
Authorization: Basic {Base64(API_KEY:API_SECRET)}
Credentials are generated after approved onboarding. Access: Owem › Settings › Credentials

Requirements

RequirementDescription
Static IPYour public IP must be in the allowlist
HTTPSAll requests must use TLS 1.2+
Basic AuthAPI Key + Secret in Base64
WebhooksHTTPS endpoint with response < 3s

Environments

EnvironmentBase URL
Productionhttps://api.owem.com.br
Currently only the production environment exists. Operations are performed directly in the production environment.

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