
What is Owem?
Owem is a payments platform that provides complete PIX infrastructure in Brazil. Our API allows you to:- Receive payments via dynamic QR Code (PIX IN)
- Send payments to any PIX key (PIX OUT)
- Track transactions in real-time via Ledger
- Receive notifications automatically via Webhooks
- Manage disputes (MEDs) easily
Quickstart
Set up your first integration in minutes
API Reference
Complete documentation of all endpoints
Main Flows
Receive Payments
Generate QR Codes and receive PIX to your account
Send Payments
Transfer funds to any PIX key
Webhooks
Receive real-time notifications
Reconciliation
Use the Ledger to reconcile transactions
Authentication
All requests to the Owem API use Basic Auth:Credentials are generated after approved onboarding. Access: Owem ›
Settings › Credentials
Requirements
| Requirement | Description |
|---|---|
| Static IP | Your public IP must be in the allowlist |
| HTTPS | All requests must use TLS 1.2+ |
| Basic Auth | API Key + Secret in Base64 |
| Webhooks | HTTPS endpoint with response < 3s |
Environments
| Environment | Base URL |
|---|---|
| Production | https://api.owem.com.br |
